Hi everyone,
Like many of you, I have developed severe “data-slurp fatigue.” But beyond privacy concerns, I’ve come to realize it’s a massive architectural inefficiency: we are wasting storage and risking security through the aggressively growing duplication of our home addresses and emails across millions of servers just to complete basic digital actions.
As a counterweight to this, I formulated an architectural concept called UYC: Unknow Your Customer — the structural antithesis to ubiquitous KYC.
The core premise of UYC is that systems must be built so they physically cannot hold, see, or remember unnecessary personal data. Instead of hoarding information, architecture should naturally leverage cryptography and pseudonymization in scenarios where collecting, storing, or processing personal data is entirely unnecessary.
As a solo creator, I built Factflew (https://factflew.io/) specifically to test and prove that UYC is a viable foundation for a cleaner, independent web.
I’m bringing this to Lemmy to discuss the engineering reality of this approach:
- Is a UYC architecture viable at scale, or is the industry bound by too much engineering inertia when it comes to collecting data?
- How can we shift the developer mindset away from collecting everything “just in case”?
I am eager to hear your technical critique of the UYC principle and discuss whether we can build a leaner web. Cheers!
EU is outlawing non-KYC methods of payment in 2027. It will be a crime to accept an anonymous/gift visa card. They’re not issued in the EU for many years now, but now accepting foreign ones will be outlawed too.
I don’t recall anonymous PO boxes or bank accounts ever existing here. At least parcel locker pickup still works without KYC, but the media is already preparing ground with stories about drugs and terrorism.
Ugh! Surely that must just be for online payments? Or is there an EU wide plan to phase out cash for offline purchases? I heard some individual countries (not the entire ass EU) were moving to eliminate cash, but I thought it was still impractical to do it.
I’m worried about the future of cash payments here. Nearly every store or vendor accepts it, but nobody in my age group uses it. They’re all about Apple Pay or other payment apps. Aside from myself I only see old ppl using cash. It could fade out as they die off. If cash becomes a tiny %, it won’t be worth the overhead for vendors or stores to accept it. That would leave only digital-trail methods.
We still have anonymous gift cards. Well in US. Less sure about Can/Mex. But those are a huge target for fraud, so it’s hit and miss if they are accepted at any given place.
Yeah that’s for online payments. Cash stands strong where I live but they’re working on it, many chain stores have plenty of card-only self-checkout machines and a single cash register with a long queue.